Free Peppol through your bank?

"Peppol gratis KBC", "Peppol ING": many business owners hope their bank will handle e-invoicing. Sometimes it can, but the terms differ a lot. The FPS Finance also points out that the cost of the obligation can be zero when it's part of, for example, your bank account ^[9].

Overview

Bank	What	Free?	Afterwards
ING	ING Invoice Manager (own platform)	Yes, EUR 0, no limit on documents or users; only paper invoices cost money [3][4]	Premium (incl. automatic sharing with your accountant): EUR 5 a month [4]
KBC	Billit inside KBC Mobile / KBC Touch	12 months free for new contracts, up to 500 invoices a month (max. 6,000 a year) [1]	from EUR 7.50 a month excl. VAT, by volume [1]
KBC (larger companies)	KBC Invoicing Services	"200 incoming and 200 outgoing e-invoices completely free" (period not stated) [2]	price on request [2]
BNP Paribas Fortis	referral to Billit	1 year free for starters (registered less than 36 months) [5][6]	Billit from EUR 7.50 a month [6]
Argenta	referral to Dexxter and Lucy	discount, no free plan (Dexxter: EUR 30 off the first year) [8]	partner's price
Belfius	no own or partner solution found	n/a	Belfius advises checking whether your own software supports Peppol [7]

We found no Peppol offer at Crelan or Keytrade on 6 October 2026.

ING Invoice Manager

ING has the only bank platform we found that stays free with no time limit: EUR 0 per subscription in the official price list, with a Premium version at EUR 5 ^[4]. You do need an ING business account, which has its own fees ^[3][4]. Behind the scenes ING uses Billit's Peppol access point ^[3].

KBC and Billit

At KBC, Billit is built into KBC Mobile and KBC Touch. The connection is free and new contracts get the first year free ^[1]. Conditions: a KBC business account and an activated CODA link. After the free period you pay the normal Billit price. KBC notes that without a subscription you lose sight of your outgoing invoices ^[1]. So plan for a paid subscription after twelve months. Prices: see Billit.

BNP Paribas Fortis

BNP Paribas Fortis has no product of its own but refers clients to Billit. Starters get one year free; then Billit's prices apply ^[5][6].

What to watch with a bank offer

• "Free" is often temporary. Ask what it costs after the trial.
• One provider at a time. Your enterprise number can only be registered with one Peppol address book at a time. If you activate the bank offer next to your accounting software, incoming invoices may land in the wrong place. Check with the Peppol ID lookup.
• Your accountant. Ask how invoices reach them: automatically, by export or by hand.
• Switching bank? Then you also need to move your Peppol registration. See check your Peppol registration.

Other free options

Not with one of these banks, or don't want to depend on your bank? See free Peppol options.

Checked on 6 October 2026 on the banks' and vendors' websites. Not a recommendation; terms may change.