Qonto (Deutschland) in Germany

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Qonto (Deutschland) is sold by Qonto SA, a company based in France. According to its own pages, it can send, receive and process e-invoices. Formats it names: XRechnung and ZUGFeRD. Its cheapest paid plan costs EUR 9 a month (prices checked on 6 Oct 2026). It offers a free plan; the limits are below.

Company
Qonto SA
Headquarters
France
Website
qonto.com
Capabilities
send, receive, process
Formats
XRechnung, ZUGFeRD
Languages
DE, EN
Countries
Germany
Bank offer
Qonto business account
One-off purchase
No (Subscription only) (Source)

Free plan

Free plan: Starter 0 (new): business account with German IBAN, 5 transfers per month, 1 virtual card. E-invoicing is described as free for all Qonto customers. (Source, checked on )

Prices

PlanPriceIncludesSource
Basic EUR 9 / month 30 transfers, cards, e-invoicing; 108 billed annually qonto.com,
Smart EUR 19 / month 100 transfers, sub-account, accountant access, DATEV Rechnungsdatenservice; 228 billed annually qonto.com,
Premium EUR 39 / month 200 transfers, 4 sub-accounts, priority support; 468 billed annually qonto.com,

Notes

Net (exkl. MwSt.). The listed prices are monthly equivalents with annual billing; the monthly-billing price isn't shown. E-invoicing page (https://qonto.com/de/invoicing/e-invoicing): create and send XRechnung/ZUGFeRD, receive and process supplier e-invoices. Payment institution supervised in France, not a German bank. Peppol not stated.

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